The National Flood Insurance Program was created to help homeowners recover from the extensive damage that can be caused by floods. Experts at the NFIP implore homeowners to take some precautionary steps to ensure that their homes are safe during and after a flood.
1) In preparing for the devastation of a flood, write up a flood file detailing information about your valuable possessions. Once complete, keep it in a secure place, such as a safe deposit box or a waterproof container.
2) Keep a written and visual record of major household valuables by videotaping or photographing them. This list should include items in basements, attics or garages. Document serial numbers and store receipts for major purchases such as appliances and electronics. Have your jewellery and artwork appraised. These documents are vital when filing insurance claims.
3) When actually preparing your home for potential damages, The NFIP offers some suggestions:
– Clear debris away from gutters and downspouts
– Installing a flood alarm will let you know when water is accumulating in the basement.
– Move electrical components at least 12 inches above your home’s projected flood elevation.
4) Have an emergency plan, as you should have in preparation for house fires and other natural disasters. This should include a safety kit, emergency contact information and an evacuation plan. Be sure every member of the family understands what to do.
PROPERTY DAMAGE IS NOT THE ONLY CONCERN REGARDING FLOODS
Floods cause hazards due to water mixing with leaching fields. Sewer and septic tanks can contaminate water with diseases and germs. Anything in your home that is affected by flood water should be thrown out. Parasites and diseases may contaminate clothing or furniture as well.
You should keep a first-aid kit on hand that includes sanitary wipes and sprays, soap, purified water and anti-bacterial ointments. These items will help you avoid illness if you are exposed to contaminated flood water.
Along with first aid and antibacterial items, keep a rationed portion of food for an emergency as well as an adequate supply of bottled water. Energy bars and canned foods are recommended for this purpose; just be sure to change them out every few months so that they stay fresh.
An easily accessed supply of clean, fresh clothes is strongly recommended as well. You will want thermal underwear, boots and gloves placed in a sealed plastic storage bag or a water-proof container to prevent exposure to flood water. You should change into your spare clothes if the ones you are wearing become contaminated.
IF YOU SUFFERED FLOOD DAMAGE, YOU NEED EXPERT HELP
J&M Keystone has been tackling the flood-related concerns of San Diego residents for many years. We have the equipment and skills to bring your home back to normal after a flood. If you have any questions about flood damage and would like expert advice, please call J&M Keystone immediately.
Write something about yourself. No need to be fancy, just an overview.