Insurance/ Residential and Commercial

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If you've experienced a flood or water damage, be sure to call your Insurance Company if it's significant enough to require professional attention. How do you know? If you can't clean it up with a shop vacum or a good mop, you may have a bigger problem than you can handle. It's better to leave it to the professionals. We at J&M Keystone know how to fix the problem immediately, reducing the long term damage water can have on your home or business. In any event, the sooner you take action, the less this experience will cost you in the long run and the sooner you will be up and back to operating normally.

Crumbling drywall and plaster, warped flooring, stained ceilings, and moldy carpets are just a few of the potential losses in a water-damaged home or place of business. The most common cause of water damage is not rain or flooding, but burst hoses on washing machines, refrigerator icemakers, and other appliances. The severity of a water loss is greatly increased when the damage is not discovered promptly. 

Washing machine hoses carry pressurized water all the time. If one burst, it could fill a room or an entire floor in your house with several inches of water.  It's easy to see when your bathroom sink is leaking, but what about the water you don't see? Water that seeps through cracks in grout and caulk can rot the wooden structure of your home or business. Check your grout and tiles for cracks — especially in the shower — and repair them right away if you find anything.

Think of the gallons of water in your water heater flooding your house. Pipes and drains are common problems, these include stoppages of toilets and drains (especially kitchen drains, where grease can build up), stoppages of garbage disposals, clogging of air conditioner lines, stoppages of drains from clothes washers due to lint accumulation, and deterioration and bursting of water lines to clothes washers. Roots in sewer lines cause problems as well. In addition, in older homes and buildings, cast iron and copper pipes are often installed next to each other. As the copper corrodes the cast iron, they will eventually break.

J&M Keystone can handle any size insurance claim, from cleaning smoke residue or simple water extraction to reconstructing entire homes or commercial buildings.  Let J&M be the liason between you and the insurance company/adjuster to make sure that your home or office is completely restored to your satisfaction.

We help our customers even further by billing their insurance company direct.

Here are a few examples of the insurance companies we have worked with in the past: