If you’re renting an apartment or house, it’s crucial that you have renter’s insurance. While your landlord likely already has insurance, you can bet that policy will only cover your landlord’s property – not yours.
In this issue, we’ll talk about how to get the most out of renter’s insurance.
IS RENTER’S INSURANCE WORTH IT?
You bet it is! With the average annual renter’s insurance premium at just $15 a month, it’s easy to see why that’s only a fraction of the cost to cover electronics (computer, smartphone, TV, etc.), furniture, clothing and other items.
WHAT SHOULD MY RENTER’S INSURANCE COVER?
All policies are not created equal. That’s why you should make sure that yours covers:
DOES MY RENTER’S INSURANCE POLICY COVER MY ROOMMATES’ STUFF?
Most policies will cover spouses and members of your immediate family. With roommates, though, only two can be named on most renter’s insurance policies. Be leery; if any claims are made, checks will be made to both of you.
WILL MY THINGS BE COVERED IF THEY’RE LOST OR STOLEN OUTSIDE MY APARTMENT?
Most policies – but not all – will provide coverage for things that are damaged off-premises. But it’s up to you to make sure.
J&M KEYSTONE, INC. IN SAN DIEGO CAN WORK DIRECTLY WITH YOUR INSURANCE PROVIDER
No one can predict disaster. That’s why it pays to have insurance. Confusion often reigns supreme while dealing with the aftermath of a disaster. Beyond handling the restoration of your home or office, we can work directly with your insurance provider. The overall goal is to make sure you receive your payment as quickly as possible.
To talk more about it, call us at J&M Keystone, Inc.
Our number is 800-368-2757.
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